Get Pre-Approved for a Mortgage

We've had customers tell us before that they have been pre-approved for a mortgage, only to find out that they have only really been pre-qualified. A pre-approval is as good as a loan commitment with the only remaining condition being the property you are buying, building, or refinancing has to be evaluated or appraised. A pre-qualification usually amounts to a mortgage company having only a brief conversation with a potential borrower and providing the borrower with what they think will be their maximum approved mortgage amount. Sometimes they don't even pull credit.

The approval process is an easy process. The stress commonly associated with buying a new home does not have to occur. This process is made easy because all members of our Team are very experienced and certified underwriters.

Our Team collects thorough data on all of our borrowers and issues same day loan approvals. There will be no surprises towards the end of the transaction. Moreover, all of our loan decisions are issued right in our South Portland location. Your file will not have to be shipped out of state to an on line mortgage companies' location before they can issue an approval. We provide all of our customers accurate cost and payment quotes, accuracy that we have gained in our 50 combined years of closing thousands of loans.

Our Team prides itself on both our vast knowledge of the many qualification challenges that may arise, and our mortgage expertise that allows us to issue many loan approvals that other banks and mortgage companies will decline. Do not be concerned if you have problems with credit, we have hundreds of different loan programs available.